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Home Warranty 101 with Choice Home Warranty

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Forecasting and budgeting for your home repairs can be a confusing, stressful, and costly task, especially when something breaks down in the most inopportune moment. This is why many homeowners turn to home warranties. But what is a home warranty? What does it do? How costly can it be? Our friends at Choice Home Warranty are here to help you navigate the world of home warranties!

1. What is a home warranty?

A home warranty is essentially a support system that will help aid you in home repairs. You no longer have to worry about manually repairing or replacing components in your HVAC, furnace, boiler/water heater, pool, and electrical systems; or finding a reliable contractor to help you with those tasks. This can all be taken care of by a home warranty.

2. What is the difference between a home warranty and home insurance?

While both a home warranty and home insurance policy are highly recommended for every home buyer, they are very different in application. A home warranty helps manage the maintenance of your home by hiring contractors to repair or maintain specific issues with your HVAC, electrical, plumbing, and more, on your behalf. A home insurance policy, on the other hand, provides you with a sum of money if an insured event damages your home, property, or personal belongings as covered by the insurance policy.

3. Why should I get a home warranty?

There may be a number of reasons why you’d consider getting a home warranty service contract, but one of the most prevalent reasons for homeowners is peace of mind. You won’t have to worry about finding the right contractor or doing the repair yourself if an appliance breaks down or when a plumbing emergency happens. Choice Home Warranty also offers some benefits like assigning you a tech within minutes of placing a claim and making sure the process of fixing your issue starts as soon as you call in!

4. How much will it cost me?

The cost of a home warranty plan varies on a number of factors. Since appliances break down over time, the rate offered will most likely feature a significant discount the first year with incremental increases each following year. Plans generally range from $420 to $600 a year, which is significantly less than homeowners without home warranties typically spend annually (1% to 4% on average).

To learn more about home warranties or to get a free quote, please visit

*This post is sponsored by Choice Home Warranty*